Can financial inclusion improve children’s learning outcomes and late school enrolment in a developing country?

This study uses comprehensive household data from Ghana to examine the link between financial inclusion and children’s learning outcomes late school enrolment. After resolving endogeneity, we find that a standard deviation increase in is associated with 0.7882 0.9504 deviations outcomes. It also reduces enrolment by 0.9493 deviation. Financial enhances schooling more for girls urban children. These findings are robust different indicators of alternative approaches addressing endogeneity. Parents’ ability spend on extra classes books other school-related supplies serve as possible channels through which affects educational